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Speeding fine calculator

See what a speeding offence is likely to cost in England and Wales. Most first offences end with a £100 fixed penalty, but if it goes to court the fine is based on your income.

mph
£

After tax and National Insurance. Courts assume £440 if they are not told.

Enter the limit and your speed.

Speeding fine bands

If a speeding case goes to a magistrates' court, the fine depends on how far over the limit you were. The Sentencing Council sets three bands, each a percentage of your relevant weekly income (take-home pay).

Speed limitBand ABand BBand C
20 mph21 to 3031 to 4041 and above
30 mph31 to 4041 to 5051 and above
40 mph41 to 5556 to 6566 and above
50 mph51 to 6566 to 7576 and above
60 mph61 to 8081 to 9091 and above
70 mph71 to 9091 to 100101 and above
Fine25 to 75% of weekly income75 to 125%125 to 175%
Starting point50%100%150%
Points or ban3 points4 to 6 points, or 7 to 28 day ban6 points, or 7 to 56 day ban

The maximum fine is £1,000, or £2,500 on a motorway. A court will usually take a third off for an early guilty plea.

Fixed penalty, course or court?

  • Speed awareness course. For minor offences, police often offer a course instead, if you have not done one in the last three years. It costs about £85 to £110 and means no points.
  • Fixed penalty notice. A £100 fine and 3 points, with no court hearing.
  • Court. For higher speeds, or if you challenge the notice, the bands above apply, plus a victim surcharge (40% of the fine) and prosecution costs, often £90 or more.

New drivers and the 6 point rule

If you get 6 or more points within two years of passing your test, your licence is revoked and you have to apply for a provisional licence and pass the theory and practical tests again. Two fixed penalties are enough.

12 points and totting up

Anyone who reaches 12 points within three years can be banned for at least six months under the totting-up rules. Points stay on your licence for four years from the date of the offence.

Sources

Rates and rules last checked 15 October 2026. These figures are a guide. For a decision that matters, confirm with the official source.

Questions

How much is a speeding fine in the UK?

Usually £100 and 3 points as a fixed penalty. If it goes to court, the fine is 25% to 175% of your weekly take-home pay, depending on how fast you were going, up to £1,000 (£2,500 on a motorway).

What is a Band C speeding offence?

The most serious band, for example 51mph or more in a 30 zone. The fine starts at 150% of weekly income, with 6 points or a ban of 7 to 56 days.

Is there a 10% plus 2 speeding allowance?

Police guidance suggests enforcement usually starts at 10% plus 2mph, for example 35mph in a 30, but this is discretion, not a legal allowance. You can be prosecuted at 1mph over the limit.

Does this apply in Scotland?

The Sentencing Council guidelines are for England and Wales. Scotland and Northern Ireland have their own sentencing approach, though fixed penalties are similar.

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