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Penalty points explained

Penalty points, officially called endorsements, stay on your record for years and can lead to a ban. Here is how long they last and when they stop counting.

How long points stay on your licence

Type of offenceStays on recordCounts towards a ban
Most offences, such as speeding or using a phone4 years from the offence date3 years
Reckless or dangerous driving, or offences that led to a ban4 years from the conviction date3 years
Drink or drug driving, and causing death by careless driving under the influence11 years from the conviction date10 years

Common offences and their points

OffencePoints
Speeding (fixed penalty)3
Speeding (court, depending on speed)3 to 6, or a ban
Using a hand-held phone while driving6, plus a £200 fine
Driving without insurance6 to 8
Running a red light3
Careless driving3 to 9
Driving with defective tyres (per tyre)3

See our speeding fine calculator for the fine bands if a speeding case goes to court.

The 12-point totting-up ban

If you reach 12 or more points within 3 years, a court will normally ban you from driving. The minimum ban is:

  • 6 months if you have had no ban in the last 3 years.
  • 1 year if you have had one ban of 56 days or more in the last 3 years.
  • 2 years if you have had more than one such ban.

A court can decide not to ban you if it would cause "exceptional hardship", such as losing a job that others depend on, but this is not easy to argue.

New drivers: the 6-point rule

If you get 6 or more points within 2 years of passing your first test, your licence is revoked. You then have to apply for a provisional licence and pass both the theory and practical tests again. Two speeding fixed penalties are enough. Points from before you passed count too, if they are still valid.

How to check your points

Use the free GOV.UK "View or share your driving licence information" service. You need your driving licence number, National Insurance number and postcode. It shows your points, when they were given and when they expire.

Points and insurance

Insurers usually ask about convictions in the last 5 years, even after points have expired from your licence. Answer honestly: undisclosed points can invalidate a policy.

Sources

Checked against official sources on 15 October 2026. Rules and prices change, so confirm anything important on GOV.UK. Spotted something out of date? Tell us.

Questions

How long do 3 penalty points last?

They stay on your licence for 4 years from the date of the offence, and count towards a ban for 3 years.

How many points before a ban?

12 or more within 3 years usually leads to a ban of at least 6 months. New drivers lose their licence with 6 points in their first 2 years.

How do I check how many points I have?

Use the free "View or share your driving licence information" service on GOV.UK.

Do I have to tell my insurer about points?

Yes, if they ask about motoring convictions. Most ask about the last 5 years.

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